Business finance
Business Loans For Recruitment Agencies
Working capital, equipment, and growth finance for recruitment agencies — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for recruitment agencies and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Working capital to smooth lumpy fees, hires, and growth between engagements.
- Finance for practice-management tools, fit-out, or bringing on staff.
- One application across lenders that understand fee-based professional revenue.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with professional-services income.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Recruitment Agencies
Recruitment finance is almost always about the wage gap. You pay contractors now and wait weeks for the client to pay, so funding scales with how busy you are. A working-capital or invoice finance facility in the ~$50,000 range — or larger as your temp book grows — advances against unpaid placement invoices so you can meet payroll, take on a big assignment, or open a new desk without starving the business. Cockatoo helps match you to a lender that understands recruitment's pay-first, invoice-later cash cycle.
Common questions
Recruitment Agencies — business loan questions
Can I borrow against unpaid placement invoices?
Yes — invoice finance is built for exactly this. A lender advances a large share of each placement invoice straight away, so you are not funding contractor wages out of your own account for 30 to 60 days. Cockatoo helps match you to a recruitment-friendly partner.
Will winning a big temp contract strengthen my application?
Often, because it shows real revenue coming. Lenders who understand recruitment look at your client quality and invoice history, so a strong assignment can support a facility that funds the payroll behind it rather than scaring them off.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.