Business insurance
Insurance For Recruitment Agencies
Compare business insurance built around the real risks recruitment agencies face — and line up the right cover before your renewal.
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CockatooFor recruitment agencies
Insurance, business loans, and marketing built for recruitment agencies. Pick what your business needs — we match you to the right partner, with no lock-in.
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How it works
Insurance, business loans, or marketing — pick what fits, takes under a minute.
We line you up with the right vetted partner for recruitment agencies and your area — no guesswork.
Your partner takes it from there — cover, funding, or leads, sorted.
Overview
A recruitment agency carries a brutal cash-flow shape, especially on temp and contract desks. You pay your contractors weekly, but the client pays you on 30, 45 or even 60-day terms. Every active temp on your books is wages you have already paid, sitting in an unpaid invoice. Perm placements are better, but they come with rebate clauses and slow-paying clients of their own.
Across a crowded national field of agencies, the constraint on growth is rarely demand — it is funding the gap between paying your contractors and getting paid by your clients. Add a few large temp assignments and the wage bill can outrun the bank account fast. The agencies that scale are the ones who solve the cash gap, not just win more roles.
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Business insurance
Compare business insurance built around the real risks recruitment agencies face — and line up the right cover before your renewal.
View insuranceBusiness finance
Working capital, equipment, and growth finance for recruitment agencies — matched to your revenue and time trading, not a generic credit score.
View business loansGet found and win work
Everything recruitment agencies need to get found and win work online — websites, SEO, Google Ads, and logo design.
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Put AI to work for recruitment agencies — automate the busywork, answer enquiries around the clock, and free your team for the jobs that pay.
View aiWhy Recruitment Agencies
Typical finance amount for recruitment agencies looking at equipment or working capital.
Indicative annual insurance premium, with renewals often around 2026-06-30.
Who we usually help in this industry.
Common questions
Because growth makes the wage gap bigger, not smaller. More temps placed means a larger weekly payroll funded out of your own pocket while you wait 30 to 60 days for clients to pay. The faster you grow, the more cash the gap ties up.
Usually yes. Temp and contract desks mean weekly wage outlays against slow client terms, so the funding gap is constant. Perm fees are lumpier but you are not carrying a payroll, so many agencies run a mix to balance the cash flow.
Often through invoice finance or a working-capital line that advances against unpaid placement invoices. It turns a winning month from a cash-flow crisis into a fundable one, so you can say yes to the assignment instead of declining it.
Related industries
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