Business finance
Business Loans For Service Stations
Working capital, equipment, and growth finance for service stations — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for service stations and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for fit-out, equipment, and stock without draining the till.
- Cash-flow cover for quiet seasons and the lead-up to busy periods.
- One application across lenders that understand retail and hospitality trade.
How it works
Simple next steps
- 1Tell us what you need to fund and your trading history.
- 2We match it to lenders comfortable with seasonal, foot-traffic revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Service Stations
For a service station, cash is constantly tied up in fuel before customers ever pull in. A single tanker load, a shop restock, a new coffee machine or a forecourt and refrigeration upgrade can quickly run into the ~$120,000 range. A working-capital or equipment facility lets you carry wet stock through a pricing dip, refit the store to lift shop sales, or replace tired bowsers and fridges without draining the till.
Common questions
Service Stations — business loan questions
Can I finance fuel stock and shop refits?
Yes — working capital can cover fuel deliveries and convenience stock, while equipment finance suits bowsers, refrigeration, coffee machines and store fit-outs. Cockatoo helps match you to a lender who understands how fuel and shop cash flow actually move.
Will tight fuel margins worry a lender?
Good lenders know fuel is a low-margin draw and that the shop drives the profit. Showing steady forecourt volume and healthy shop sales usually matters more than the headline margin on a litre.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.