Business insurance

Insurance For Service Stations

Compare business insurance built around the real risks service stations face — and line up the right cover before your renewal.

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Australian trades

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Aussie-based

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How it works

Matched to the right broker in minutes

1📝

Tell us what you need

A few details about your business and the cover you need. Takes under a minute.

2🤝

We match you

We line you up with the right vetted broker for service stations and your risks — no guesswork.

3🛡️

Get covered

Your broker takes it from there — quotes and cover, sorted.

What you get

Built around your business

  • Public liability and contents cover for your premises, fit-out, and stock.
  • Protection for customers on-site, spoilage, and the everyday risks of trading.
  • A renewal review before rollover, so you're not auto-renewed on a stale premium.

How it works

Simple next steps

  1. 1Tell us your premises, fit-out, stock, and renewal month.
  2. 2We match you to a broker who insures retail and hospitality.
  3. 3You review the cover and only switch if it fits better.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business insurance

Insurance for Service Stations

A service station carries some of the heaviest risk in retail. You are storing flammable fuel in underground tanks, running a busy forecourt with vehicles, and trading cash and high-theft lines like tobacco late into the night. Public liability covers slips, spills and forecourt incidents, while property and contents cover protects the building, bowsers, tanks, stock and refrigeration. Environmental and pollution cover matters where fuel leaks are a real exposure, and workers' compensation is essential once you roster staff. With premiums often near $5,000 and many policies renewing around 30 June, review your cover before the new financial year.

Common questions

Service Stations — insurance questions

What cover does a fuel-storage site really need?

Beyond public liability and property cover, fuel storage brings environmental and pollution exposure that standard policies may not fully address. Cockatoo can help match you to a broker who understands underground tanks, forecourt risk and the realities of running a fuel site.

Is theft cover worth it for a 24-hour site?

It usually is — late-night trading, cash on hand and high-value lines like tobacco make service stations a target. Make sure your contents and theft cover reflects the real value of stock and till floats you carry overnight.

Related industries

Other industries we help

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