Business finance
Business Loans For Motels
Working capital, equipment, and growth finance for motels — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for motels and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Asset and equipment finance sized to major purchases, not a generic limit.
- Structures that match repayments to the revenue the asset generates.
- One application across lenders that fund large equipment outlays.
How it works
Simple next steps
- 1Tell us the asset, the amount, and how long you've been trading.
- 2We match it to lenders that finance high-value equipment.
- 3You compare the structures and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Motels
Motels are capital-heavy, and the spend is lumpy. A room refresh, a new roof, a pool resurface, an air-conditioning upgrade or a reception fit-out can each run well into the ~$200,000 ballpark, and these projects are best done in the off-season when rooms are empty. Finance lets you fund a refurbishment or equipment upgrade over time so a single big improvement does not wipe out your reserves before the next peak.
Working capital also matters through the quiet months, when occupancy dips but wages, energy and loan repayments do not. A facility that bridges the off-season keeps staff paid and the property maintained until the next busy stretch fills the rooms again.
Common questions
Motels — business loan questions
What do motels typically finance?
Refurbishments are the big one — rooms, bathrooms, roofing, pools and air conditioning — along with working capital to carry the property through the off-season. Cockatoo helps match you to a lender that understands seasonal accommodation income rather than expecting flat monthly revenue.
Can I fund a refurbishment without draining reserves?
Yes — equipment and refurbishment finance spreads the cost of an upgrade over time so you keep cash on hand for the off-season. That lets you improve rooms and lift your rating ahead of peak season without a single crippling outlay.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.