Business insurance

Insurance For Motels

Compare business insurance built around the real risks motels face — and line up the right cover before your renewal.

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Australian trades

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Aussie-based

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Vetted partners only

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How it works

Matched to the right broker in minutes

1📝

Tell us what you need

A few details about your business and the cover you need. Takes under a minute.

2🤝

We match you

We line you up with the right vetted broker for motels and your risks — no guesswork.

3🛡️

Get covered

Your broker takes it from there — quotes and cover, sorted.

What you get

Built around your business

  • Cover for the high-value machinery and equipment your business runs on.
  • Protection against breakdown, downtime, and damage that could stop work.
  • A renewal review timed before rollover, so major assets aren't underinsured.

How it works

Simple next steps

  1. 1Tell us your key assets, their value, and your renewal month.
  2. 2We match you to a broker who insures equipment-heavy operators.
  3. 3You review the cover and only switch if it's a better fit.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business insurance

Insurance for Motels

A motel is a building full of guests around the clock, so your cover is broad. Public liability is essential — a slip in the car park, an injury by the pool, or a guest hurt on the premises can lead to a serious claim. Property and contents cover protects the building, rooms, furnishings and equipment against fire, storm and water damage, and business interruption cover helps replace lost room revenue if a covered event forces you to close. You will also want cover for guests' property and for your commercial kitchen or pool if you have them. With staff cleaning and running reception, workers' compensation is required. Many policies renew around 30 June, so review your building sums insured before the new financial year, particularly after any refurbishment.

Common questions

Motels — insurance questions

What insurance does a motel need?

Public liability for guest injuries, property and contents cover for the building and furnishings, and business interruption cover to replace lost room revenue after a covered event. If you employ cleaning or reception staff, workers' compensation is also required.

Why does business interruption cover matter for a motel?

If a fire, storm or flood forces rooms out of service, you lose income while costs continue, and business interruption cover helps bridge that gap. Cockatoo can match you to a broker who understands accommodation risk so your sums insured reflect peak-season revenue, not just an average.

Get matched to the right broker

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

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