Business insurance
Insurance For Mortgage Brokers
Compare business insurance built around the real risks mortgage brokers face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for mortgage brokers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Professional indemnity cover for the advice and services your clients rely on.
- Cover for cyber, client data, and the office you run — not just physical risk.
- A renewal review before your policy rolls over, so cover keeps pace with your work.
How it works
Simple next steps
- 1Tell us your services, client types, and renewal month.
- 2We match you to a broker who insures professional practices.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Mortgage Brokers
A mortgage broker's biggest exposure is advice, so professional indemnity is the cornerstone of your cover — a claim that a recommendation caused a client a financial loss is the risk that keeps brokers insured. It is also typically required to hold your credit licence or operate under an aggregator's arrangement. Beyond that, public liability covers visitors to your office, cyber cover protects the sensitive financial data you hold on every client, and contents cover handles your office equipment. If you employ staff, workers' compensation is required. With many policies renewing around 30 June, review your professional indemnity limits before the new financial year to make sure they still match the size and complexity of the loans you write.
Common questions
Mortgage Brokers — insurance questions
Why is professional indemnity essential for brokers?
Your business is advice on big financial decisions, so a client alleging a recommendation cost them money is the main risk you face, and PI cover responds to that. It is usually a condition of your credit licence or aggregator arrangement, so it is rarely optional.
Do I need cyber cover as a broker?
Yes — you hold sensitive identity and financial documents on every client, which makes you a target for data breaches and fraud. Cyber cover helps with the costs of a breach, and Cockatoo can match you to a broker who understands the data risks specific to credit advice.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.