Business finance
Business Loans For Mortgage Brokers
Working capital, equipment, and growth finance for mortgage brokers — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for mortgage brokers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Working capital to smooth lumpy fees, hires, and growth between engagements.
- Finance for practice-management tools, fit-out, or bringing on staff.
- One application across lenders that understand fee-based professional revenue.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with professional-services income.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Mortgage Brokers
Mortgage brokers carry low equipment costs but real working-capital pressure. Because upfront commission only lands after settlement, you fund staff, an aggregator's software, marketing and office costs out of pocket while your pipeline matures. The ~$50,000 ballpark typically goes toward working capital, hiring support staff, or investing in lead generation and a CRM that lets you write more loans without dropping service quality.
A working-capital facility bridges the months between writing a loan and being paid, so you can take on more applications, bring on a paraplanner or loan processor, and grow the book without waiting for trail income to catch up.
Common questions
Mortgage Brokers — business loan questions
What would a broker use finance for?
Usually working capital to cover wages and overheads between settlements, plus investment in staff, CRM and lead generation that grows the loan book. Cockatoo helps match you to a lender comfortable with a commission-based, settlement-timed income rather than steady monthly invoicing.
Can I borrow against my trail book?
Some lenders do consider a broker's trail commission as part of assessing serviceability, since it is recurring income. The right finance partner understands how broking income works, which is exactly the kind of match Cockatoo helps you find.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.