Business insurance
Insurance For Mobile Mechanics
Compare business insurance built around the real risks mobile mechanics face — and line up the right cover before your renewal.
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Australian trades
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for mobile mechanics and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the workshop, hoists, diagnostic gear, and customer vehicles in your care.
- Protection for faulty-work claims and damage to vehicles you service or store.
- A renewal review before your policy rolls over, so you're not overpaying on autopilot.
How it works
Simple next steps
- 1Tell us your workshop setup, equipment, and renewal month.
- 2We match you to a broker who insures motor trades.
- 3You review the options and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Mobile Mechanics
Working in customers' driveways and on the roadside puts a mobile mechanic close to property and traffic, so public liability is the foundation of your cover — damage to a customer's car, their driveway, or an injury on site can all lead to a claim. Tool and equipment cover protects your scan tool, jacks, compressor and hand tools against theft from the van, which is one of the most common losses in this trade. Motor cover handles the work vehicle that is also your workshop, and many mechanics add cover for faulty workmanship in case a repair goes wrong. Once you put on an apprentice or second mechanic, workers' compensation is required. With cover often renewing around 30 June, review your sums insured before the new financial year.
Common questions
Mobile Mechanics — insurance questions
What insurance does a mobile mechanic need most?
Public liability comes first, because you are working on valuable vehicles in customers' driveways where damage or injury can be costly. Tool and equipment cover is the close second, since a stolen scan tool or compressor from the van can stop you working overnight.
Am I covered if a repair I do causes a problem later?
Standard liability may not cover faulty workmanship, so many mechanics add specific cover for repairs that fail or cause further damage. Cockatoo can help match you to a broker who understands roadside and mobile motor-trade risk so the policy fits how you actually work.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.