Business finance
Business Loans For Mobile Mechanics
Working capital, equipment, and growth finance for mobile mechanics — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for mobile mechanics and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for hoists, diagnostic tools, and workshop equipment as you grow.
- Working capital for parts, stock, and the wait on customer payments.
- One application across lenders that fund motor and vehicle trades.
How it works
Simple next steps
- 1Tell us the equipment or cash flow you need and your trading history.
- 2We match it to lenders that fund workshops and vehicle trades.
- 3You compare the options and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Mobile Mechanics
A mobile mechanic's biggest asset is the vehicle and the kit inside it. Fitting out a van with shelving, a generator, a compressor, a quality scan tool and a full set of portable equipment runs to real money, and the ~$60,000 ballpark covers a properly equipped rig or a vehicle upgrade. Equipment and vehicle finance spreads that cost so your van pays for itself in jobs rather than draining your savings in one hit.
Day to day, the squeeze is parts. You front the cost of components per job before customers pay, so a working-capital line smooths the gap and lets you say yes to a busy week without waiting on the last invoice to clear.
Common questions
Mobile Mechanics — business loan questions
Can I finance my work van and its fit-out?
Yes — vehicle and equipment finance covers the van itself plus the shelving, generator, compressor and diagnostic gear that turn it into a mobile workshop. Cockatoo helps match you to a lender that understands trade vehicles rather than treating it like a personal car loan.
How do I fund parts when customers pay on the day?
A working-capital facility or trade account lets you buy parts for several jobs at once and repay as customer payments land. That keeps a busy run of bookings from stalling just because you are waiting on the cash from yesterday's jobs.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.