Business insurance
Insurance For Hairdressers
Compare business insurance built around the real risks hairdressers face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for hairdressers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Public liability and contents cover for your premises, fit-out, and stock.
- Protection for customers on-site, spoilage, and the everyday risks of trading.
- A renewal review before rollover, so you're not auto-renewed on a stale premium.
How it works
Simple next steps
- 1Tell us your premises, fit-out, stock, and renewal month.
- 2We match you to a broker who insures retail and hospitality.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Hairdressers
A salon's risks are mostly about people and chemicals. Public liability cover is essential for a client slip, a burn or an allergic reaction, and treatment-risk or product cover responds if a colour or chemical service causes harm. Contents and glass cover protects your chairs, fit-out, stock and shopfront against theft, fire and damage, and business interruption can keep income flowing if a flood or fire closes the doors. Once you employ stylists or rent chairs to staff, workers' compensation is required, and stylists working on commission or as contractors are worth clarifying with your broker. With many salons renewing cover around 30 June, review your sums insured and treatment-risk cover before the new financial year, especially if you have added services like keratin or scalp treatments.
Common questions
Hairdressers — insurance questions
What insurance does a hair salon need most?
Public liability is the core cover for client injuries, slips or reactions, and treatment-risk or product cover responds if a chemical service causes harm. Contents cover protects your fit-out and stock, and if you have staff, workers' compensation is a legal requirement.
Am I covered if a colour treatment causes a reaction?
Treatment-risk cover, often included with public liability for salons, is designed to respond if a colour or chemical service causes a client an allergic reaction or injury. It is worth confirming this is in your policy, particularly as you add stronger chemical treatments to the menu.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.