Business finance
Business Loans For Hairdressers
Working capital, equipment, and growth finance for hairdressers — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
Cancel anytime
Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for hairdressers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for fit-out, equipment, and stock without draining the till.
- Cash-flow cover for quiet seasons and the lead-up to busy periods.
- One application across lenders that understand retail and hospitality trade.
How it works
Simple next steps
- 1Tell us what you need to fund and your trading history.
- 2We match it to lenders comfortable with seasonal, foot-traffic revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Hairdressers
Fitting out or refreshing a salon is the big spend — styling chairs and stations, basins, mirrors, a colour bar, retail shelving and a welcoming front-of-house all add up, and around the ~$50,000 mark is a realistic ballpark for a salon fit-out or a solid refresh. Quality scissors, dryers and colour equipment add to that.
Working capital smooths the uneven weeks, letting you restock colour and retail product before a busy season or cover the quiet post-holiday stretch without stress. It also helps if you are taking on another stylist or a second chair and need to fund the setup before the extra bookings start paying it back.
Common questions
Hairdressers — business loan questions
Can I finance a salon fit-out and chairs?
Often yes. Styling chairs, basins, mirrors and the full fit-out are exactly the kind of assets equipment finance covers. Cockatoo helps match you to a lender that understands a hair and beauty business rather than treating your salon like a generic shop.
Why would a salon need working capital?
Mainly to smooth uneven trade and fund stock. A working-capital buffer helps you restock colour and retail product ahead of a busy season, cover a quiet post-holiday stretch, or set up an extra chair before the new bookings start paying it back.
More for Hairdressers
Other ways we help
Business insurance
Insurance For Hairdressers
Compare business insurance built around the real risks hairdressers face — and line up the right cover before your renewal.
View insuranceGet found and win work
Marketing For Hairdressers
Everything hairdressers need to get found and win work online — websites, SEO, Google Ads, and logo design.
View marketingAutomation & AI agents
AI For Hairdressers
Put AI to work for hairdressers — automate the busywork, answer enquiries around the clock, and free your team for the jobs that pay.
View aiRelated industries
Other industries we help
Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.