Business finance
Business Loans For Cosmetic Surgery and Aesthetic Clinics
Working capital, equipment, and growth finance for cosmetic surgery and aesthetic clinics — matched to your revenue and time trading, not a generic credit score.
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for cosmetic surgery and aesthetic clinics and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for rooms, equipment, and fit-out as your practice grows.
- Working capital to smooth the gap between service and payment or rebate.
- One application across lenders that understand health-practice income.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with health and care revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Cosmetic Surgery and Aesthetic Clinics
Clinic finance is rarely small. A new laser or IPL platform, a surgical suite fit-out or an extra treatment room can run to ~$140,000 or more, and the device has to stay booked to earn its keep. On top of the equipment, you carry staff, consumables and rooms while patients work through staged treatment plans and deposits.
A working-capital line or equipment facility lets you add a device, open a new room or get through a quiet autumn without slowing your patient pipeline. Cockatoo helps match you to a lender that understands clinical equipment and the deposit-driven cash flow of an aesthetic clinic.
Common questions
Cosmetic Surgery and Aesthetic Clinics — business loan questions
Can I finance a laser or surgical device specifically?
Yes. Lasers, IPL platforms and surgical equipment are well suited to equipment finance, with the device often supporting the loan. Cockatoo helps match you to a lender comfortable with high-value clinical kit.
How much working capital does an aesthetic clinic need?
Enough to cover staff, consumables and rooms through quieter months and the gap between consult and paid treatment. With many procedures around the ~$140,000 finance mark for equipment, separating device finance from a working-capital line keeps both manageable.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.