Business insurance
Insurance For Cosmetic Surgery and Aesthetic Clinics
Compare business insurance built around the real risks cosmetic surgery and aesthetic clinics face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for cosmetic surgery and aesthetic clinics and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Professional indemnity and public liability built around client and patient care.
- Cover for your practice, records, and the duty of care you carry.
- A renewal review before rollover, so cover keeps pace with your services.
How it works
Simple next steps
- 1Tell us your services, client types, and renewal month.
- 2We match you to a broker who insures health and care providers.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Cosmetic Surgery and Aesthetic Clinics
An aesthetic clinic carries serious risk because you are performing clinical and surgical procedures on people. Medical and professional indemnity sit at the centre, covering claims from treatment and advice, alongside public liability for anyone on the premises. You will also want contents and equipment cover for high-value lasers and devices, and workers' compensation for clinical and reception staff.
Premiums reflect the procedures you offer and can sit around the ~$5,000 mark or higher for a busy clinic. With many policies renewing around 30 June, review your cover and your scope of procedures before the new financial year.
Common questions
Cosmetic Surgery and Aesthetic Clinics — insurance questions
Do I need medical indemnity as well as public liability?
Almost certainly. Public liability covers a slip in the waiting room, but it will not respond to a claim about a treatment outcome. Medical and professional indemnity is the cover that responds to clinical procedures and advice.
Will adding new procedures change my premium?
It can. Insurers price on the procedures and devices you use, so introducing surgical work or a new laser may shift your premium or scope. Tell your broker before you add services so your cover keeps pace.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.