Business insurance
Insurance For Caterers
Compare business insurance built around the real risks caterers face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for caterers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Public liability and contents cover for your premises, fit-out, and stock.
- Protection for customers on-site, spoilage, and the everyday risks of trading.
- A renewal review before rollover, so you're not auto-renewed on a stale premium.
How it works
Simple next steps
- 1Tell us your premises, fit-out, stock, and renewal month.
- 2We match you to a broker who insures retail and hospitality.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Caterers
Catering carries real risk because you are serving food to crowds, often off-site. Public liability covers injury and property damage at functions and venues, while product liability matters because foodborne illness or an allergen mistake can lead to a serious claim. Add cover for your kitchen equipment and stock, vehicle cover for the delivery van, and workers' compensation for your kitchen and event staff and casuals. With many policies renewing around 30 June, review your cover before the new financial year — especially if your event volume has grown.
Common questions
Caterers — insurance questions
What cover do I need for foodborne illness or allergens?
Product liability is the key cover — it responds if someone becomes ill or has an allergic reaction to food you served. Given you cater for large groups, this is central to your protection, alongside public liability for the venue itself.
Are my casual event staff covered?
If they work for you, you generally need workers' compensation covering casuals as well as permanent staff. Event catering leans heavily on casuals, so make sure your policy reflects the people actually working your functions.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.