Business finance
Business Loans For Caterers
Working capital, equipment, and growth finance for caterers — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for caterers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for fit-out, equipment, and stock without draining the till.
- Cash-flow cover for quiet seasons and the lead-up to busy periods.
- One application across lenders that understand retail and hospitality trade.
How it works
Simple next steps
- 1Tell us what you need to fund and your trading history.
- 2We match it to lenders comfortable with seasonal, foot-traffic revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Caterers
Caterers need cash for kitchen gear and the cash-flow gap around events. Commercial ovens, fridges, bain-maries, a delivery van and event equipment can run toward the ~$50,000 mark when you are setting up or scaling. On top of that, every function means paying for produce and casual staff before the client settles. Equipment finance covers the gear, and a working-capital line bridges the gap so a big booking never strains your cash before it pays.
Common questions
Caterers — business loan questions
Can I finance kitchen equipment and a van together?
Often yes. Commercial ovens, fridges and a delivery van can go on equipment finance, while a working-capital line covers produce and casual wages between deposit and final payment. Cockatoo helps match you to a lender that understands an events-based business.
Will a seasonal diary hurt my application?
Strong seasonality is normal for catering and good lenders expect it. Showing your packed wedding and Christmas seasons and your deposit-backed bookings usually matters more than a quiet January.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.