Business insurance
Insurance For Aged Care Providers
Compare business insurance built around the real risks aged care providers face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for aged care providers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Professional indemnity cover for the advice and services your clients rely on.
- Cover for cyber, client data, and the office you run — not just physical risk.
- A renewal review before your policy rolls over, so cover keeps pace with your work.
How it works
Simple next steps
- 1Tell us your services, client types, and renewal month.
- 2We match you to a broker who insures professional practices.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Aged Care Providers
Aged care is a high-risk sector and your insurance needs to reflect that. Professional indemnity and public liability cover the care you provide and incidents on premises or during home visits, while medical malpractice or clinical liability may apply depending on services. Add management liability, abuse/molestation cover where relevant, vehicle cover for home-care fleets, and workers' compensation for a large care workforce. With premiums in this sector substantial and many policies renewing near 30 June, review cover carefully before the new financial year.
Common questions
Aged Care Providers — insurance questions
What cover is most important for an aged care provider?
Professional indemnity, public liability and, depending on services, clinical or medical liability — because the risk centres on the care of vulnerable people. Management liability and abuse cover are also commonly considered in this sector.
Why are aged care premiums so high?
The combination of vulnerable clients, clinical risk, large workforces and regulatory scrutiny pushes premiums up. Cockatoo can match you to a broker who specialises in care and can structure cover that fits your actual services rather than a generic package.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.