Business finance
Business Loans For Aged Care Providers
Working capital, equipment, and growth finance for aged care providers — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for aged care providers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Working capital to smooth lumpy fees, hires, and growth between engagements.
- Finance for practice-management tools, fit-out, or bringing on staff.
- One application across lenders that understand fee-based professional revenue.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with professional-services income.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Aged Care Providers
Aged care providers carry serious capital and cash-flow demands. A fleet of vehicles for home-care visits, a facility refurbishment, clinical equipment or simply bridging the gap until package and subsidy funding arrives can run well past the ~$150,000 mark. Because wages fall due fortnightly while funding lands in arrears, a working-capital facility protects payroll and keeps care running through the timing gap.
Common questions
Aged Care Providers — business loan questions
Can finance help bridge the funding-in-arrears gap?
Yes — that timing gap between paying carers and receiving subsidy or package funding is exactly what working-capital finance is for. It keeps payroll secure without dipping into reserves. Cockatoo can match you to a lender who understands care funding cycles.
Can I finance vehicles and equipment for home care?
Often, yes. Home-care fleets and clinical equipment commonly go on asset or equipment finance, spreading the cost over their useful life rather than draining cash up front.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.