Business finance
Business Loans For Vacuum Excavation Specialists
Working capital, equipment, and growth finance for vacuum excavation specialists — matched to your revenue and time trading, not a generic credit score.
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for vacuum excavation specialists and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Asset and equipment finance sized to major purchases, not a generic limit.
- Structures that match repayments to the revenue the asset generates.
- One application across lenders that fund large equipment outlays.
How it works
Simple next steps
- 1Tell us the asset, the amount, and how long you've been trading.
- 2We match it to lenders that finance high-value equipment.
- 3You compare the structures and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Vacuum Excavation Specialists
A vacuum excavation truck is the definition of high-capex finance. A near-new or upgraded hydro vac unit runs well past the ~$120,000 mark, and that is before tooling, traffic management gear and the second-hand support ute. Most operators use equipment or chattel finance for the truck itself and a separate working-capital line to cover fuel, disposal and wages while they wait on a head contractor's 30 to 60 day terms. Getting both lined up means a slipped progress claim does not stop you bidding the next job.
Common questions
Vacuum Excavation Specialists — business loan questions
Can I finance a used vac truck, not just a new one?
Often yes. Good lenders understand that a well-maintained used hydro vac holds value and earns from day one. The truck's age, hours and service history matter more than whether it is brand new. Cockatoo helps match you to a lender that finances this kind of plant.
How do I cover the gap between doing the work and getting paid?
A working-capital facility or invoice finance line bridges the wait on big civil and telco contractors. It means fuel, tipping fees and operator wages are covered for the fortnight or two before the claim lands, instead of draining your own cash.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.