Business insurance
Insurance For Used Car Dealers
Compare business insurance built around the real risks used car dealers face — and line up the right cover before your renewal.
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Australian trades
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for used car dealers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the workshop, hoists, diagnostic gear, and customer vehicles in your care.
- Protection for faulty-work claims and damage to vehicles you service or store.
- A renewal review before your policy rolls over, so you're not overpaying on autopilot.
How it works
Simple next steps
- 1Tell us your workshop setup, equipment, and renewal month.
- 2We match you to a broker who insures motor trades.
- 3You review the options and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Used Car Dealers
A used car yard carries varied risk across stock, premises and customers. A motor-trade policy is the core cover — it protects your vehicle stock and covers cars being test-driven and moved, which standard insurance won't. Public liability is essential with customers walking the yard and going on test drives, and property and contents cover protects your office, signage and yard infrastructure. Theft and storm cover for the stock on the lot matters, and workers' compensation applies if you have sales or detailing staff. With many policies renewing around 30 June, review your sums insured before the new financial year so your full stock value and test-drive exposure are properly covered.
Common questions
Used Car Dealers — insurance questions
Why do used car dealers need a motor-trade policy?
Because a standard business policy won't cover your vehicle stock or cars being test-driven and moved around the yard. A motor-trade policy is built for dealers, covering the stock on the lot and the driving exposure that comes with selling cars.
Is a customer covered on a test drive?
Test-drive exposure should be addressed under your motor-trade and public liability cover, but the specifics matter, so confirm how your policy responds and what conditions apply. Reviewing this at renewal is sensible given how often cars leave the yard with a prospective buyer at the wheel.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.