Business finance
Business Loans For Tile Shops
Working capital, equipment, and growth finance for tile shops — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for tile shops and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for fit-out, equipment, and stock without draining the till.
- Cash-flow cover for quiet seasons and the lead-up to busy periods.
- One application across lenders that understand retail and hospitality trade.
How it works
Simple next steps
- 1Tell us what you need to fund and your trading history.
- 2We match it to lenders comfortable with seasonal, foot-traffic revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Tile Shops
Most tile shops need cash for one thing above all: stock. Bringing in a container of porcelain, restocking the fast-moving ranges or fitting out a new showroom display can easily reach the ~$50,000 mark, and that money goes out well before the tiles leave the door. A working-capital line lets you hold the ranges renovators expect, fund trade accounts that pay on 30-day terms, and ride out the quiet cooler months without running the floor empty.
Common questions
Tile Shops — business loan questions
Can I finance a stock build before the spring rush?
Yes. Many tile shops use a working-capital facility to load up on popular ranges before the spring and pre-Christmas renovation peak, then repay as the stock sells. Cockatoo helps match you to a lender that understands seasonal retail stock cycles.
Will offering trade accounts hurt my borrowing?
Not usually — lenders understand that retailers serving builders and tilers carry receivables. Showing steady repeat trade volume and a clear account-management process generally helps more than it hurts.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.