Business insurance
Insurance For Swim Schools
Compare business insurance built around the real risks swim schools face — and line up the right cover before your renewal.
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Australian trades
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for swim schools and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Professional indemnity cover for the advice and services your clients rely on.
- Cover for cyber, client data, and the office you run — not just physical risk.
- A renewal review before your policy rolls over, so cover keeps pace with your work.
How it works
Simple next steps
- 1Tell us your services, client types, and renewal month.
- 2We match you to a broker who insures professional practices.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Swim Schools
A swim school's duty of care to children sits at the centre of its cover, which is why the premium runs higher than many service businesses. Public liability covers injury on the premises, and professional indemnity matters because you are teaching a safety-critical skill. Add contents cover for pool plant and equipment, and workers' compensation for your instructors. Molestation and abuse cover and proper supervision protocols are also part of operating responsibly around children. With many policies renewing around 30 June, review your cover before the new financial year.
Common questions
Swim Schools — insurance questions
Why is swim school insurance more than a typical small business?
Because you carry a duty of care to children in and around water, which is a higher-risk setting. The premium near $4,000 reflects that liability exposure, and skimping on cover is a serious risk for this trade.
Do I need workers' compensation for casual instructors?
Generally yes — casual and part-time instructors usually count as workers for compensation purposes. Cockatoo helps match you to a broker who can confirm your obligations and package liability and workers' cover together.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.