Business insurance
Insurance For Restaurants
Compare business insurance built around the real risks restaurants face — and line up the right cover before your renewal.
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Australian trades
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for restaurants and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Public liability and contents cover for your premises, fit-out, and stock.
- Protection for customers on-site, spoilage, and the everyday risks of trading.
- A renewal review before rollover, so you're not auto-renewed on a stale premium.
How it works
Simple next steps
- 1Tell us your premises, fit-out, stock, and renewal month.
- 2We match you to a broker who insures retail and hospitality.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Restaurants
A restaurant's risks run from the kitchen to the customer. Public liability covers a diner who slips, chokes or is injured, while product liability matters because food poisoning or an allergen mistake can become a serious claim. Add property and contents cover for the fit-out and equipment, business interruption for a fire or flood that closes the doors, glass cover, and workers' compensation for your kitchen and floor team. Fire and burns risk in a commercial kitchen makes property cover essential. With many policies renewing around 30 June, review your cover before the new financial year.
Common questions
Restaurants — insurance questions
What cover does a restaurant most need?
Public and product liability sit at the core — they respond to a customer injury or a food-safety incident like food poisoning or an allergen error. Add property, business interruption and workers' compensation, and you have the foundations most hospitality venues rely on.
Why is business interruption cover important for a venue?
Because a fire, flood or equipment failure can shut your doors for weeks. Business interruption cover helps replace lost income and cover ongoing costs like rent and wages while you are closed, which can be the difference between reopening and not.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.