Business finance
Business Loans For Real Estate Agents
Working capital, equipment, and growth finance for real estate agents — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for real estate agents and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Working capital to smooth lumpy fees, hires, and growth between engagements.
- Finance for practice-management tools, fit-out, or bringing on staff.
- One application across lenders that understand fee-based professional revenue.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with professional-services income.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Real Estate Agents
Real estate cash needs are about timing, not just size. You front vendor advertising, styling and portal fees, pay your team and cover rent — all before a single commission settles. A working-capital line in the ~$50,000 range bridges that settlement gap, funds a marketing push into a strong listing season, or helps you acquire a rent roll to build recurring income. Cockatoo helps match you to a lender that understands commission-based, settlement-timed cash flow.
Common questions
Real Estate Agents — business loan questions
Can I borrow against commissions that have not settled yet?
Some lenders will lend against your pipeline and recent settlement history rather than this month's bank balance. Cockatoo helps you find a partner comfortable with commission income, so a slow settlement run does not stall the business.
Can finance help me buy or grow a rent roll?
Yes. Rent roll acquisition is a common reason agencies seek funding, because it adds steady management income. The recurring fees often support the repayments, and Cockatoo can match you to lenders who understand how rent rolls are valued.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.