Business finance
Business Loans For Optometrists
Working capital, equipment, and growth finance for optometrists — matched to your revenue and time trading, not a generic credit score.
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for optometrists and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for rooms, equipment, and fit-out as your practice grows.
- Working capital to smooth the gap between service and payment or rebate.
- One application across lenders that understand health-practice income.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with health and care revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Optometrists
Optometry is equipment-led — OCT scanners, retinal cameras, phoropters, edging and dispensing gear all carry real price tags, and the consulting and retail fit-out matters when patients are choosing frames worth hundreds of dollars. Add the frame and lens stock you carry, and a lot of cash sits in the practice before patients pay.
Many practices look at finance around the ~$65,000 mark to upgrade diagnostic equipment, refit a dispensary or expand into a second room. Cockatoo helps match you to a lender who understands clinical equipment finance and the blended Medicare, health-fund and retail income of an optometry practice.
Common questions
Optometrists — business loan questions
Can I finance diagnostic equipment like an OCT scanner?
Yes — clinical equipment such as OCT scanners, retinal cameras and edging gear suits equipment finance well, with the asset often supporting the loan. This lets you keep technology current without draining the cash tied up in frame and lens stock.
How much do optometry practices usually borrow?
It varies, but many look at around the ~$65,000 mark to upgrade equipment, refit a dispensary or expand. Cockatoo helps match you to a lender who understands the mix of clinical and retail income in an optometry practice.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.