Business insurance
Insurance For Luxury Furniture and Interiors
Compare business insurance built around the real risks luxury furniture and interiors face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for luxury furniture and interiors and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for high-value stock, premises, and the clientele experience you offer.
- Protection for theft, damage, and the risks that come with premium goods.
- A renewal review before rollover, so valuable assets aren't underinsured.
How it works
Simple next steps
- 1Tell us your stock value, premises, and renewal month.
- 2We match you to a broker who insures premium retail.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Luxury Furniture and Interiors
Luxury furniture and interiors carries high-value, fragile stock through a long chain — overseas maker, sea freight, warehouse, showroom, then delivery and installation in a client's home — and damage can happen at any link. Stock and contents cover protects your showroom and warehouse inventory, marine and goods-in-transit cover protects pieces in shipment and delivery, and public liability covers installation work on client sites. Workers' compensation is required once you employ staff.
Because individual pieces can be worth a great deal, transit and installation exposure is significant. Premiums for a business in this space often sit around the ~$2,400 mark, and with many policies renewing around 30 June it pays to review cover and sums insured before the new financial year so a damaged shipment or a mishap during a high-end install does not land on you.
Common questions
Luxury Furniture and Interiors — insurance questions
What insurance does a luxury furniture business really need?
The essentials are stock and contents cover for showroom and warehouse inventory, marine and goods-in-transit cover for imported and delivered pieces, and public liability for installation work. Workers' compensation is required once you employ staff, and transit cover is especially important given how much travels.
Why does transit and installation cover matter here?
Because high-value, fragile pieces move from overseas makers through freight, warehousing and into clients' homes, with damage possible at every step. Goods-in-transit and installation liability cover protect you across that chain, where a single damaged designer piece can be a costly loss.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.