Business finance
Business Loans For Landscapers
Working capital, equipment, and growth finance for landscapers — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
Cancel anytime
Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for landscapers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for tools, vehicles, and equipment without draining your working cash.
- Cash-flow cover for the gap between quoting a job and getting paid.
- One application a broker runs across lenders that fund trades — no chasing paperwork.
How it works
Simple next steps
- 1Tell us what you need to buy or fund and how long you have been trading.
- 2We match it to lenders who understand callout-and-quote cash flow.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Landscapers
Landscaping runs on gear — ride-on and push mowers, a mini-excavator or skid-steer, trailers, compactors and a reliable ute or truck to tow it all. When a machine breaks down in spring you cannot afford to wait, and buying or upgrading kit out of cash flow is tough when so much money is tied up in materials you have already laid.
Most crews look at finance in the ~$70,000 ballpark to add machinery, replace a tired mower or carry soil, turf and wages through a busy run before invoices land. Cockatoo helps match you to a lender who understands trade equipment and the stop-start cash flow of weather-dependent work.
Common questions
Landscapers — business loan questions
Can I finance a mini-excavator or ride-on mower?
Yes. Earthmoving machines, mowers and trailers suit equipment finance well, with the machine itself often supporting the loan. Cockatoo helps match you to a lender comfortable with landscaping gear so you can add capacity for the spring rush without draining your cash.
How much finance does a landscaping business usually need?
It varies with the work, but many crews look at around the ~$70,000 mark to buy machinery or cover materials and wages between progress payments. Separating an equipment loan from a working-capital line keeps both repayments manageable.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.
