Business finance

Business Loans For Kitchen Renovators and Installers

Working capital, equipment, and growth finance for kitchen renovators and installers — matched to your revenue and time trading, not a generic credit score.

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Australian trades

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Aussie-based

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Vetted partners only

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How it works

Matched to the right lender in minutes

1📝

Tell us what you need

A few details about your business and what the finance is for. Takes under a minute.

2🤝

We match you

We line you up with the right vetted lender for kitchen renovators and installers and your situation — no guesswork.

3💰

Get funded

Your lender takes it from there — approval and funds, sorted.

What you get

Built around your business

  • Finance for tools, vehicles, and equipment without draining your working cash.
  • Cash-flow cover for the gap between quoting a job and getting paid.
  • One application a broker runs across lenders that fund trades — no chasing paperwork.

How it works

Simple next steps

  1. 1Tell us what you need to buy or fund and how long you have been trading.
  2. 2We match it to lenders who understand callout-and-quote cash flow.
  3. 3You compare offers and proceed only if one fits.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business finance

Financing for Kitchen Renovators and Installers

Kitchen renovation is deposit-heavy work, and the cash leaves your account long before the client's final payment. A single kitchen's cabinetry, stone benchtops, appliances and trade deposits can reach the ~$70,000 mark, and with several jobs running at once that commitment multiplies fast. A working-capital line lets you front supplier deposits, keep multiple kitchens moving, and take on a busy renovation season without waiting on each client's progress payment to fund the next order.

Equipment finance can also cover the tools, vehicle and gear that keep your install crew productive, spreading the cost rather than draining the cash you need for materials.

Common questions

Kitchen Renovators and Installers — business loan questions

Can finance cover deposits on cabinetry and appliances?

Often yes. A working-capital facility lets you fund supplier and subbie deposits up front and repay as the client's progress payments come through. Cockatoo helps match you to a lender that understands project-based renovation cash flow rather than treating it like a personal loan.

How do I fund several kitchens running at once?

Running multiple renovations means materials ordered and cash committed before any final payment lands, so a working-capital line bridges that gap. It lets you take on a busy season without one slow-paying client stalling your other jobs.

Get matched to the right lender

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

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