Business finance

Business Loans For Insurance Brokers

Working capital, equipment, and growth finance for insurance brokers — matched to your revenue and time trading, not a generic credit score.

Trusted by 1,200+
Australian trades

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Aussie-based

Local support team

Licensed

Vetted partners only

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How it works

Matched to the right lender in minutes

1📝

Tell us what you need

A few details about your business and what the finance is for. Takes under a minute.

2🤝

We match you

We line you up with the right vetted lender for insurance brokers and your situation — no guesswork.

3💰

Get funded

Your lender takes it from there — approval and funds, sorted.

What you get

Built around your business

  • Working capital to smooth lumpy fees, hires, and growth between engagements.
  • Finance for practice-management tools, fit-out, or bringing on staff.
  • One application across lenders that understand fee-based professional revenue.

How it works

Simple next steps

  1. 1Tell us what you need to fund and your practice's trading history.
  2. 2We match it to lenders comfortable with professional-services income.
  3. 3You compare offers and proceed only if one fits.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business finance

Financing for Insurance Brokers

Insurance brokers usually borrow to grow rather than to buy heavy gear. Funding a client-book acquisition, investing in a broking platform and CRM, hiring ahead of a renewal season or bridging the gap between commission peaks can run to the ~$50,000 mark and beyond. A working-capital facility smooths the lumpy income between renewal periods and lets you invest in the systems and people that let you service a bigger book.

Common questions

Insurance Brokers — business loan questions

Can I finance a client-book acquisition?

Often yes — buying another broker's book is a common growth move and lenders understand the recurring commission it generates. Cockatoo helps match you to a lender who understands the value of a renewing book rather than treating it as an ordinary business loan.

Will lumpy commission income affect my application?

Income that concentrates around renewal periods is normal for broking and good lenders expect it. Showing a stable, renewing book and recurring commissions usually matters more than the unevenness month to month.

Get matched to the right lender

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

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