Business finance
Business Loans For Fitness Centres & Gyms
Working capital, equipment, and growth finance for fitness centres & gyms — matched to your revenue and time trading, not a generic credit score.
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for fitness centres & gyms and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for equipment, stock, or working capital, explained without jargon.
- Lender matching based on your revenue and time trading, not a generic score.
- One simple application a broker runs for you.
How it works
Simple next steps
- 1Tell us what you need and how long you've been trading.
- 2We match it to lenders that fund businesses like yours.
- 3You compare the options and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Fitness Centres & Gyms
Gyms are equipment-hungry, and the fit-out is where the money goes. A full set of cardio and strength machines, free weights, flooring and an access or security system can run well past the ~$30,000 mark, and members expect it all to work. Equipment finance lets you kit out or refresh the floor without one crushing upfront bill, spreading the cost over the membership income the gear helps generate.
A working-capital line also helps through the quieter winter months and smooths the gap between the January rush and the slower stretches, keeping rent and staff covered.
Common questions
Fitness Centres & Gyms — business loan questions
Can I finance gym equipment?
Yes — equipment finance is well suited to cardio machines, strength gear and the fit-out, spreading the cost over time rather than draining cash up front. Cockatoo helps match you to a lender that understands fitness businesses and recurring membership income.
Can finance help through the quiet winter months?
A working-capital line can smooth the seasonal dip, covering rent and staff when membership numbers soften after the New Year rush. Showing your recurring membership base usually helps the application.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.