Business finance
Business Loans For Financial Planners
Working capital, equipment, and growth finance for financial planners — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for financial planners and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Working capital to smooth lumpy fees, hires, and growth between engagements.
- Finance for practice-management tools, fit-out, or bringing on staff.
- One application across lenders that understand fee-based professional revenue.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with professional-services income.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Financial Planners
Financial planners advise on money for a living, but the practice itself often needs working capital to grow. Recurring fees build slowly, while the cost of onboarding clients, advice software, paraplanning and compliance lands up front. A working-capital line of around the ~$50,000 mark can fund a hire, a technology upgrade or a marketing push, or smooth the gap while a growing client book matures into steady recurring revenue.
Finance can also support buying a client book or a fellow planner's practice, both of which require cash up front before the recurring fees flow through.
Common questions
Financial Planners — business loan questions
Can I finance buying a client book?
Often yes. Acquiring a client book or another practice typically needs funding up front before the recurring fees come through, and lenders that understand advice businesses can structure for it. Cockatoo helps match you to a lender familiar with recurring-revenue practices.
Will recurring fee income help my application?
Generally yes — predictable, recurring service fees are attractive to lenders because they show stable income. Demonstrating your retention and recurring revenue often strengthens an application more than a single big year.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.