Business finance

Business Loans For Farm Machinery Suppliers

Working capital, equipment, and growth finance for farm machinery suppliers — matched to your revenue and time trading, not a generic credit score.

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Australian trades

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Aussie-based

Local support team

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Vetted partners only

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How it works

Matched to the right lender in minutes

1📝

Tell us what you need

A few details about your business and what the finance is for. Takes under a minute.

2🤝

We match you

We line you up with the right vetted lender for farm machinery suppliers and your situation — no guesswork.

3💰

Get funded

Your lender takes it from there — approval and funds, sorted.

What you get

Built around your business

  • Asset and equipment finance sized to major purchases, not a generic limit.
  • Structures that match repayments to the revenue the asset generates.
  • One application across lenders that fund large equipment outlays.

How it works

Simple next steps

  1. 1Tell us the asset, the amount, and how long you've been trading.
  2. 2We match it to lenders that finance high-value equipment.
  3. 3You compare the structures and proceed only if one fits.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business finance

Financing for Farm Machinery Suppliers

Farm machinery suppliers carry some of the heaviest capital of any regional business. A floor of new tractors, a workshop of diagnostic and service gear, and a yard of used trade-ins can run well past the ~$120,000 mark, and that money goes out long before the units sell. Equipment and floorplan finance lets you hold the range farmers expect, fund a pre-season stock-up, and bridge the months between paying the manufacturer and banking the sale.

Working capital also smooths the dry stretches between seasons, when service and parts revenue has to cover staff and overheads while machine sales slow right down.

Common questions

Farm Machinery Suppliers — business loan questions

Can I finance floor stock and demo units?

Often yes. Floorplan and working-capital facilities are built for exactly this — funding new units and demo machines so cash is not frozen on the showroom floor. Cockatoo helps match you to a lender that understands seasonal ag-equipment retail rather than treating you like a generic shop.

How does a dry season affect my finance options?

Lenders that know agriculture expect lumpy, seasonal income and look at your turnover across the year rather than a single quiet month. Showing steady parts and service revenue alongside machine sales usually strengthens an application.

Get matched to the right lender

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

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