Business finance
Business Loans For Equipment Hire Providers
Working capital, equipment, and growth finance for equipment hire providers — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for equipment hire providers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Asset and equipment finance sized to major purchases, not a generic limit.
- Structures that match repayments to the revenue the asset generates.
- One application across lenders that fund large equipment outlays.
How it works
Simple next steps
- 1Tell us the asset, the amount, and how long you've been trading.
- 2We match it to lenders that finance high-value equipment.
- 3You compare the structures and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Equipment Hire Providers
Equipment hire is a finance-led business — your fleet is the product, and a single new scissor lift, telehandler or run of generators can run into six figures, with bigger fleet additions sitting around the ~$120,000 mark. Equipment finance lets you add or refresh plant without draining the cash you need to run the yard.
Because each machine should pay for itself through hire income, lenders look closely at utilisation and the earning history of your fleet. Structuring repayments against expected hire revenue keeps a new purchase cash-flow positive rather than a drag while it beds in.
Common questions
Equipment Hire Providers — business loan questions
Can I finance a single machine and grow the fleet over time?
Yes. Equipment finance is well suited to adding plant one machine at a time as demand justifies it, rather than buying the whole yard at once. Cockatoo helps match you to a lender that understands hire fleet economics.
Does my utilisation history affect finance?
It often helps. Strong hire rates and earning history on your existing fleet show a lender that new plant will pay for itself. Bringing utilisation figures to the table can strengthen your application.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.