Business finance
Business Loans For Electricians
Working capital, equipment, and growth finance for electricians — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for electricians and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for tools, vehicles, and equipment without draining your working cash.
- Cash-flow cover for the gap between quoting a job and getting paid.
- One application a broker runs across lenders that fund trades — no chasing paperwork.
How it works
Simple next steps
- 1Tell us what you need to buy or fund and how long you have been trading.
- 2We match it to lenders who understand callout-and-quote cash flow.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Electricians
Electricians carry cash out the door long before they get paid — a switchboard upgrade, a reel of cable or a fit-out's worth of fittings adds up fast, and the builder might not pay for two months. A working-capital facility lets you buy materials, cover wages and say yes to the next job without waiting on a progress claim.
Bigger spends — a new fully fitted van, a thermal camera, test gear or a ute and trailer for a second crew — sit closer to the ~$70,000 mark. Equipment finance spreads that cost so a growing book of work funds the tools rather than draining your account in one hit.
Common questions
Electricians — business loan questions
Can I finance a fully kitted-out work van?
Yes. A van plus racking, ladders and your core tool kit is a common equipment-finance package for electrical contractors. Cockatoo helps match you to a lender that understands trade vehicles and seasonal trade cash flow.
Can finance cover materials for a big job, not just tools?
It can. A working-capital line is designed exactly for stocking up on cable, switchboards and fittings before a builder pays you. That way a single large job does not tie up every dollar you have.
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