Business finance
Business Loans For Doctors & Medical Centres
Working capital, equipment, and growth finance for doctors & medical centres — matched to your revenue and time trading, not a generic credit score.
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for doctors & medical centres and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for rooms, equipment, and fit-out as your practice grows.
- Working capital to smooth the gap between service and payment or rebate.
- One application across lenders that understand health-practice income.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with health and care revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Doctors & Medical Centres
Medical centres carry real capital needs. A new digital ECG, an ultrasound, a cold-chain vaccine fridge, a consulting-room fit-out or a practice-management software upgrade quickly pushes past the ~$65,000 mark, and that spend happens long before the Medicare and private health rebates for the extra capacity arrive. A working-capital or equipment finance facility lets you fit out new rooms, recruit a registrar or cover a quiet holiday stretch without raiding the funds you need for payroll and consumables.
Common questions
Doctors & Medical Centres — business loan questions
Can I finance medical equipment and a fit-out together?
Often yes. Equipment finance can cover diagnostic gear, treatment-room kit and the fit-out as a package, spreading the cost over the life of the assets. Cockatoo helps match you to a lender that understands healthcare practices and predictable Medicare-based income.
Will bulk-billing income affect my borrowing?
Steady Medicare and private billing is usually viewed as reliable, recurring income, which lenders like. Showing consistent patient throughput and billing history generally matters more than a single quiet month over the school holidays.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.