Business finance

Business Loans For Disability Care Services & Support

Working capital, equipment, and growth finance for disability care services & support — matched to your revenue and time trading, not a generic credit score.

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Australian trades

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Aussie-based

Local support team

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Vetted partners only

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How it works

Matched to the right lender in minutes

1📝

Tell us what you need

A few details about your business and what the finance is for. Takes under a minute.

2🤝

We match you

We line you up with the right vetted lender for disability care services & support and your situation — no guesswork.

3💰

Get funded

Your lender takes it from there — approval and funds, sorted.

What you get

Built around your business

  • Finance for rooms, equipment, and fit-out as your practice grows.
  • Working capital to smooth the gap between service and payment or rebate.
  • One application across lenders that understand health-practice income.

How it works

Simple next steps

  1. 1Tell us what you need to fund and your practice's trading history.
  2. 2We match it to lenders comfortable with health and care revenue.
  3. 3You compare offers and proceed only if one fits.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business finance

Financing for Disability Care Services & Support

Disability support is labour-led, and payroll runs ahead of NDIS claim settlement, so working capital to bridge that gap is the most common need, with finance amounts often around $65,000. Providers also fund vehicles for community access and transport, assistive equipment, and the hiring and training that growth requires.

Whether you are covering payroll across a claim cycle or adding a vehicle to reach more participants, the right finance keeps your service steady. Cockatoo helps you match to a partner who understands NDIS-funded care and its payment timing.

Common questions

Disability Care Services & Support — business loan questions

What do disability providers usually finance?

Mostly working capital to cover wages across NDIS claim cycles, plus vehicles, assistive equipment and the cost of growing the team. Around $65,000 is a common ballpark. Cockatoo helps you find a suitable partner.

Can finance smooth out NDIS claim delays?

Yes, working capital is well suited to covering payroll and running costs while claims settle, so a slow claim does not threaten wages. It keeps your service reliable for participants. Cockatoo helps you match to a partner.

Get matched to the right lender

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

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