Business finance
Business Loans For Consulting Engineers
Working capital, equipment, and growth finance for consulting engineers — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for consulting engineers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Working capital to smooth lumpy fees, hires, and growth between engagements.
- Finance for practice-management tools, fit-out, or bringing on staff.
- One application across lenders that understand fee-based professional revenue.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with professional-services income.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Consulting Engineers
Consulting engineers need cash to bridge milestone payments and to invest in the tools and people that win bigger work. Specialist design software, additional technical staff, survey or testing equipment, and the working capital to carry a project to its first invoice can reach the ~$60,000 mark for a growing practice. A working-capital facility smooths the gap between billing and payment, so you can take on larger projects without your salaries and software costs outrunning your fee income.
Common questions
Consulting Engineers — business loan questions
Can a consulting practice get finance against its pipeline?
Often yes. Lenders look at your contracted projects and billing history to support a working-capital line. Cockatoo helps match you to a lender that understands project-based professional services rather than treating you like a product business.
Should I finance software and staff growth?
A working-capital line can fund the upfront cost of scaling — licences, salaries and equipment — that you recover as project fees come in. It lets you commit to bigger work without draining the cash that keeps the practice running.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.