Business finance
Business Loans For Concreters
Working capital, equipment, and growth finance for concreters — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for concreters and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for tools, vehicles, and equipment without draining your working cash.
- Cash-flow cover for the gap between quoting a job and getting paid.
- One application a broker runs across lenders that fund trades — no chasing paperwork.
How it works
Simple next steps
- 1Tell us what you need to buy or fund and how long you have been trading.
- 2We match it to lenders who understand callout-and-quote cash flow.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Concreters
Concreters carry real cost before they get paid. Plant like a kibble, screeds, power floats, a bobcat or a tipper, plus the mix and steel for each job, can reach the ~$70,000 mark when you add it up. Materials are paid up front while customer payments lag, and wet weeks stall the cash entirely. A working-capital or equipment facility lets you cover materials and wages, take on bigger slabs and civil work, and keep the crew paid through a rained-out fortnight.
Common questions
Concreters — business loan questions
Can I finance plant and cover materials too?
Often yes. Floats, screeds, a bobcat or tipper can go on equipment finance, while a working-capital line covers concrete, steel and wages between invoices. Cockatoo helps match you to a lender that understands concreting cash flow.
Will a rainy quarter hurt my finance application?
Weather-driven dips are normal in concreting and good lenders expect them. Showing your busy dry-season runs and repeat builder work usually counts for more than one wet quarter.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.