Business finance
Business Loans For Commercial Cleaners
Working capital, equipment, and growth finance for commercial cleaners — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for commercial cleaners and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for tools, vehicles, and equipment without draining your working cash.
- Cash-flow cover for the gap between quoting a job and getting paid.
- One application a broker runs across lenders that fund trades — no chasing paperwork.
How it works
Simple next steps
- 1Tell us what you need to buy or fund and how long you have been trading.
- 2We match it to lenders who understand callout-and-quote cash flow.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Commercial Cleaners
Commercial cleaning is labour-led, but it still ties up cash. You are paying wages, super and products weekly while contracts pay monthly, and winning a new contract often means buying scrubbers, polishers, vacuums and a vehicle before the first invoice clears. Kitting out for a larger contract can run toward the ~$70,000 mark once equipment and a vehicle are added. A working-capital or equipment facility lets you take on new contracts, cover the wage-to-payment gap and scale up your team without straining cash flow.
Common questions
Commercial Cleaners — business loan questions
Can finance help me take on a bigger contract?
Yes. A working-capital line covers the wages and products you pay before a new contract starts paying monthly, and equipment finance covers the scrubbers, machines and vehicle you need to service it. Cockatoo helps match you to a lender that understands contract-based cleaning.
Does monthly contract income help my finance position?
It can. Recurring monthly contracts give lenders confidence in steady, predictable income, which often works in your favour. Showing your contract book and renewal history usually matters more than any single month's figures.
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