Business insurance
Insurance For Civil Contractors
Compare business insurance built around the real risks civil contractors face — and line up the right cover before your renewal.
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Australian trades
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for civil contractors and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the high-value machinery and equipment your business runs on.
- Protection against breakdown, downtime, and damage that could stop work.
- A renewal review timed before rollover, so major assets aren't underinsured.
How it works
Simple next steps
- 1Tell us your key assets, their value, and your renewal month.
- 2We match you to a broker who insures equipment-heavy operators.
- 3You review the cover and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Civil Contractors
Civil sites carry heavy risk and the cover reflects it. Public and products liability is essential given the plant, excavation and public exposure, and you will typically need contract works cover, plant and machinery cover for owned and hired equipment, and motor cover for trucks and floats. Workers' compensation is non-negotiable for your crews. With many policies renewing around 30 June, review your cover before the new financial year so your plant, jobs and people are all properly protected.
Common questions
Civil Contractors — insurance questions
Do I need cover for hired-in plant?
Yes. Hired plant is usually your responsibility while it is on your site, so plant and machinery cover should extend to hired-in equipment as well as owned gear. Confirm this before mobilising on a big job.
What about the works themselves?
Contract works (or construction) cover protects the job in progress against damage from events like storms or fire before handover. On long civil jobs that exposure is significant, so it is worth confirming alongside your liability cover.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.