Business finance
Business Loans For Boat Builders
Working capital, equipment, and growth finance for boat builders — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for boat builders and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Asset and equipment finance sized to major purchases, not a generic limit.
- Structures that match repayments to the revenue the asset generates.
- One application across lenders that fund large equipment outlays.
How it works
Simple next steps
- 1Tell us the asset, the amount, and how long you've been trading.
- 2We match it to lenders that finance high-value equipment.
- 3You compare the structures and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Boat Builders
Boat builders carry some of the heaviest capital needs in the trades, and finance around the $180,000 mark is common for good reason. It funds long builds, bulk purchases of marine-grade aluminium or fibreglass and resin, engines, and the lifting gear and shed space a yard depends on.
Progress deposits rarely cover the cost of a build in flight, so working capital is just as important as equipment finance. Cockatoo helps you find finance partners who understand long build cycles and high-value works-in-progress, so a slow-paying build does not stall the next one.
Common questions
Boat Builders — business loan questions
What do boat builders typically finance?
Long builds and the materials behind them, engines, lifting and crane gear, shed expansion, and working capital to bridge progress payments. Finance around $180,000 reflects how capital-heavy the trade is.
Can I fund a build before the customer pays in full?
Often, yes. Cockatoo helps you find lenders who understand progress-payment structures and high-value works-in-progress, so you can keep buying materials and paying your shipwrights through a long build.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.