Business insurance
Insurance For Art Galleries and Dealers
Compare business insurance built around the real risks art galleries and dealers face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for art galleries and dealers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for high-value stock, premises, and the clientele experience you offer.
- Protection for theft, damage, and the risks that come with premium goods.
- A renewal review before rollover, so valuable assets aren't underinsured.
How it works
Simple next steps
- 1Tell us your stock value, premises, and renewal month.
- 2We match you to a broker who insures premium retail.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Art Galleries and Dealers
A gallery's biggest risk is the value hanging on its walls and resting in its store. You need cover for works on consignment and owned stock against theft, fire and accidental damage, plus public liability for the crowds at openings and transit cover for pieces moving between artists, fairs and buyers. Many dealers also carry cover for authenticity and title disputes given the provenance risks in the trade.
With a typical premium near $2,600 and many policies renewing around 30 June, it pays to review your sums insured before each season. Cockatoo helps you get organised ahead of renewal and matches you to a broker who understands fine-art risk rather than treating your gallery like an ordinary shopfront.
Common questions
Art Galleries and Dealers — insurance questions
Does my policy cover artworks I hold on consignment?
It should, but standard retail cover often does not. You want a specie or fine-art policy that names consigned works and covers them at agreed value while in your care. Cockatoo can match you to a broker who handles this properly.
When should I review my gallery cover?
Review it before each major exhibition and ahead of your renewal, which for many galleries falls around 30 June. Sums insured should reflect current values and any high-value pieces arriving for a show, so a quick check each season keeps you from being underinsured.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.