Business finance
Business Loans For Advertising & Marketing Agencies
Working capital, equipment, and growth finance for advertising & marketing agencies — matched to your revenue and time trading, not a generic credit score.
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for advertising & marketing agencies and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Working capital to smooth lumpy fees, hires, and growth between engagements.
- Finance for practice-management tools, fit-out, or bringing on staff.
- One application across lenders that understand fee-based professional revenue.
How it works
Simple next steps
- 1Tell us what you need to fund and your practice's trading history.
- 2We match it to lenders comfortable with professional-services income.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Advertising & Marketing Agencies
Agencies rarely need machinery, but cash flow is the constant pressure. Fronting a client's media spend, hiring ahead of a new retainer, fitting out a studio or upgrading production gear can run to the ~$40,000 mark. With clients on 30 to 60-day terms while your people are paid fortnightly, a working-capital facility keeps payroll and media buys funded so you can say yes to bigger campaigns without the cash gap.
Common questions
Advertising & Marketing Agencies — business loan questions
Can finance cover client media spend I have to front?
Yes — fronted media and production costs are a classic working-capital need for agencies. A facility lets you fund the buy now and repay when the client settles, rather than carrying it on your own balance sheet.
Can I borrow to hire ahead of a new retainer?
Often, yes. If you have signed or strongly pipelined retainer income, finance can bridge the gap between hiring the team and the fees arriving. Cockatoo can help match you to a lender comfortable with agency revenue.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.