Business insurance
Insurance For Pubs & Bars
Compare business insurance built around the real risks pubs & bars face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for pubs & bars and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Public liability and contents cover for your premises, fit-out, and stock.
- Protection for customers on-site, spoilage, and the everyday risks of trading.
- A renewal review before rollover, so you're not auto-renewed on a stale premium.
How it works
Simple next steps
- 1Tell us your premises, fit-out, stock, and renewal month.
- 2We match you to a broker who insures retail and hospitality.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Pubs & Bars
A licensed venue carries a wide spread of risk — patrons drinking, a busy kitchen, gaming, entertainment and large crowds. Public liability is central, covering injury to patrons and damage on the premises, alongside property and contents cover for the building, fit-out, stock and equipment. Add commercial cover for fire and glass, business interruption for lost trade if you are forced to close, and workers' compensation for your bar, kitchen and floor staff. With many policies renewing around 30 June, review your venue cover before the new financial year so a gap does not catch a busy, public-facing business off guard.
Common questions
Pubs & Bars — insurance questions
Why is public liability so important for a pub or bar?
Because you have crowds, alcohol and a kitchen all in one place, so the risk of an injury or incident is real. Public liability covers claims arising from injury to patrons or damage on your premises, which is essential cover for any licensed venue.
Should a pub have business interruption cover?
It is worth strong consideration. If a fire, flood or other insured event forces you to close, business interruption cover helps replace lost trade and meet ongoing costs like wages and rent while you get the venue back open.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.