Business finance
Business Loans For Pubs & Bars
Working capital, equipment, and growth finance for pubs & bars — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for pubs & bars and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for fit-out, equipment, and stock without draining the till.
- Cash-flow cover for quiet seasons and the lead-up to busy periods.
- One application across lenders that understand retail and hospitality trade.
How it works
Simple next steps
- 1Tell us what you need to fund and your trading history.
- 2We match it to lenders comfortable with seasonal, foot-traffic revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Pubs & Bars
Pubs and bars are capital-heavy hospitality businesses, and finance often funds the big-ticket items — a venue refurbishment, kitchen and cellar equipment, gaming and POS systems, or even acquiring a licence or another site. These investments climb quickly toward the ~$150,000 mark when you refit a venue properly. Beyond fit-out, a working-capital line helps you carry stock, wages and rent through quiet weeks and stock up ahead of a big season or event, so a slow stretch never leaves you short.
Common questions
Pubs & Bars — business loan questions
What do pubs and bars typically finance?
Venue refurbishments, kitchen and bar equipment, gaming and POS systems, and working capital to carry quiet periods and stock up before peak seasons. Cockatoo helps match you to a lender that understands licensed hospitality venues.
Can finance help me get ready for a big season?
Yes. A working-capital facility lets you stock up, roster up and refresh the venue ahead of summer, the festive season or a major event, then repay as the takings come through, rather than constraining a peak by tight cash flow.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.