Business insurance
Insurance For 4x4 Accessory Retailers and Fitters
Compare business insurance built around the real risks 4x4 accessory retailers and fitters face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for 4x4 accessory retailers and fitters and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the workshop, hoists, diagnostic gear, and customer vehicles in your care.
- Protection for faulty-work claims and damage to vehicles you service or store.
- A renewal review before your policy rolls over, so you're not overpaying on autopilot.
How it works
Simple next steps
- 1Tell us your workshop setup, equipment, and renewal month.
- 2We match you to a broker who insures motor trades.
- 3You review the options and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for 4x4 Accessory Retailers and Fitters
A 4x4 fitting workshop carries real risk. You are drilling into chassis, wiring dual battery and winch setups, and sending customers off-road on gear you installed. Public liability covers injury and property damage in the bays, while product and faulty-workmanship exposure matters because a failed bar mount or wiring fault can cause serious harm. Add contents cover for stock on the floor and tools, and workers' compensation once you have fitters on the books. With many policies renewing around 30 June, it pays to review cover before the new financial year.
Common questions
4x4 Accessory Retailers and Fitters — insurance questions
Do I need cover for the work I install, not just the shop?
Yes. Faulty-workmanship and product liability exposure is central to this trade — a bar or wiring job that fails can lead to a claim long after the car leaves. Make sure your fitting work, not just your premises, is considered.
When should I review my premium?
Many small-business policies renew around 30 June, so review cover in May or June. Cockatoo can help match you to a broker who understands automotive fit-out risk rather than treating you like a generic retailer.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.