Business finance
Business Loans For 4x4 Accessory Retailers and Fitters
Working capital, equipment, and growth finance for 4x4 accessory retailers and fitters — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for 4x4 accessory retailers and fitters and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for hoists, diagnostic tools, and workshop equipment as you grow.
- Working capital for parts, stock, and the wait on customer payments.
- One application across lenders that fund motor and vehicle trades.
How it works
Simple next steps
- 1Tell us the equipment or cash flow you need and your trading history.
- 2We match it to lenders that fund workshops and vehicle trades.
- 3You compare the options and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for 4x4 Accessory Retailers and Fitters
Most 4x4 accessory shops need cash for two things: stock and the workshop. A run of canopies, a container of drawer systems or a new four-post hoist can easily reach the ~$60,000 mark, and that money goes out before the fitted jobs come back in. A working-capital or equipment facility lets you hold the popular kits, take on bigger fit-outs and ride out the quiet winter weeks without starving the floor.
Common questions
4x4 Accessory Retailers and Fitters — business loan questions
Can I finance workshop equipment and stock together?
Often yes. Hoists, alignment gear and battery testers can go on equipment finance, while a separate working-capital line covers stock and supplier deposits. Cockatoo helps match you to a lender that understands both sides of a fit-out shop.
Will a quiet winter hurt my finance application?
A seasonal dip is normal for this trade and good lenders expect it. Showing your busy trip-season months and your repeat fit-out work usually matters more than one slow quarter.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.