An adhesion contract is a term used for agreements largely drafted by one party with limited negotiation.
The distinction that matters
It does not automatically establish that every provision is unenforceable under Australian law.
What to check
- Read terms before acceptance.
- Identify applicable protections.
- Seek advice on a disputed provision.
Example to discuss
A consumer asks for clarification of an exclusion instead of assuming a standard-form label invalidates it.
This is a hypothetical comparison, not a customer claim or a determination of cover.
Sources and further reading
General information only. The policy, schedule and applicable rules determine the actual position. For a personal decision, use an appropriately qualified adviser or the relevant provider.