Business finance

Business Loans For Marine and Yacht Dealers

Working capital, equipment, and growth finance for marine and yacht dealers — matched to your revenue and time trading, not a generic credit score.

Trusted by 1,200+
Australian trades

No lock-in

Cancel anytime

Aussie-based

Local support team

Licensed

Vetted partners only

4.9 / 5Google reviews

How it works

Matched to the right lender in minutes

1📝

Tell us what you need

A few details about your business and what the finance is for. Takes under a minute.

2🤝

We match you

We line you up with the right vetted lender for marine and yacht dealers and your situation — no guesswork.

3💰

Get funded

Your lender takes it from there — approval and funds, sorted.

What you get

Built around your business

  • Finance for premium stock, fit-out, and the experience your brand is built on.
  • Working capital that respects seasonal and high-value inventory cycles.
  • One application across lenders comfortable with premium retail.

How it works

Simple next steps

  1. 1Tell us what you need to fund and your trading history.
  2. 2We match it to lenders that understand high-value retail.
  3. 3You compare offers and proceed only if one fits.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business finance

Financing for Marine and Yacht Dealers

Marine and yacht dealers carry some of the highest stock values in retail — individual units worth six figures, and a full floor easily reaching the ~$300,000 mark and well beyond. Floorplan or inventory finance lets you hold the range buyers expect without locking up all your cash in hulls that may sit for months. Beyond stock, finance often funds the travel lift, the workshop fit-out and the marina infrastructure that keep your servicing arm earning through the quiet winter weeks.

Common questions

Marine and Yacht Dealers — business loan questions

What is floorplan finance and is it right for a marine dealer?

Floorplan finance funds the boats on your floor so you only settle with the lender when a unit sells. It is well suited to high-value, slow-turning marine stock, freeing cash for marketing, servicing and operations rather than dead capital on the hardstand.

Can I finance workshop and marina equipment too?

Yes. Travel lifts, hoists, antifouling gear and workshop fit-outs can go on equipment finance separate from your stock facility. Cockatoo helps match you to a lender that understands both the showroom and the service side of a marine business.

Get matched to the right lender

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

Cockatoo updates

Get the next practical guide in your inbox.