Business insurance
Insurance For Refrigeration Specialists
Compare business insurance built around the real risks refrigeration specialists face — and line up the right cover before your renewal.
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Australian trades
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for refrigeration specialists and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Public liability plus cover for the tools, vans, and job sites you rely on every day.
- Protection against on-site damage, injury, and third-party claims — the risks clients ask trades to carry.
- A renewal review timed before your policy rolls over, so you are not auto-renewed on a stale premium.
How it works
Simple next steps
- 1Tell us your trade, the gear you carry, and when your cover renews.
- 2We match you to a broker who insures hands-on trades every day.
- 3You compare the cover and only switch if it beats what you have.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Refrigeration Specialists
Refrigeration work carries serious liability — you handle pressurised gas, electrical systems, and equipment that protects valuable stock. Public liability covers injury and property damage on site, while faulty-workmanship and product exposure matters because a failed repair can spoil thousands in food or beverage stock, and a client may claim the loss. Add contents and tools cover, commercial vehicle cover for the fitted-out van, and workers' compensation once you have technicians on the books. With many policies renewing around 30 June, review your cover and limits before the new financial year.
Common questions
Refrigeration Specialists — insurance questions
Am I liable if a client's stock spoils after my repair?
You can be, if the loss is linked to faulty workmanship. A cool room that fails after a repair can mean a large stock-loss claim, so make sure your cover considers consequential loss and the work you perform, not just on-site accidents.
Do I need separate cover for my fitted-out van and tools?
Yes. Commercial vehicle cover protects the van, and contents or tools cover protects the recovery units, gauges and gas inside it. Replacing a stolen or damaged fitted rig is expensive, so insure the fit-out, not just the vehicle.
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